BSA Must Read: Insurance Coverages

Scouting Safely (http://www.scouting.org/scoutsource/HealthandSafety.aspxExternal Link) on www.scouting.orgExternal Link has a Scouting Safely Alerts section with an informative piece on Insurance CoveragesExternal Link in the Insurance Programs Alert, which is available to volunteers and chartered organizations.

I recently updated the Insurance Coverage Alert with information indicating that there is no insurance policy in place that would provide indemnification or defense coverage for those situations involving allegations of intentional and/or criminal acts. Please see Section 19 of the Risk Management Notebook entitled Insurance Program Renewals and Recommendations for March 1, 2010-February 28, 2011, which contains this update, as well.

In addition to the above, I have added a paragraph which advises that a volunteer (registered or not), unit, chartered organization, or local council could jeopardize their insurance coverage under the general liability policy if they are engaging in unauthorized activities as outlined in the Guide to Safe Scouting. Unauthorized activities are not considered Official Scouting Activities.

Mark Dama